Insurance Benefits

Fast. Easy. Built for Builders.

There are three benefits available to LHBA members.

HBA EZ Build Program
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Homebuilders Self Insurance Fund (SIF)
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General Liability Trust
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HBA EZ Build Program

HBA EZ Build has been serving HBA Builders in Louisiana since 2012.

Fast. Easy. Built for Builders.

EZ
Coverage
EZ
Extensions
EZ
Pay
EZ
For You
Flexible Coverage Options. All Online.

Homebuilders Self Insurance Fund (SIF)

Save money on Workers’ Comp through the Homebuilders Self-Insurers Fund (SIF). Since 1979, the SIF has returned nearly $70 Million in dividends to qualifying participants.

Why Choose a Self-Insured Fund?

When it comes to workers' compensation, peace of mind starts with a program that truly understands your industry. The HomeBuilders Self-Insurers Fund (SIF) isn't just a provider. We're a community, built for builders, by builders.

Created specifically for Louisiana's construction industry, we go beyond coverage to provide local expertise, hands-on support and protection for the unique needs of builders and contractors. With dependable service and a shared commitment to safety, we help you build with confidence, every step of the way.

Supporting Builders & Contractors Across the State

Built for Builders

Navigate regulatory changes, reduce operational costs, and connect with trusted suppliers. Access exclusive educational workshops, networking events, and business growth resources designed for construction company owners and managers.

Member-Owned Model

Policyholders are members, not customers. We exist to protect the group's shared interest, not to generate profits for outside shareholders.

Profits Return to Members

Supporting members is the bottom line for us. Unlike traditional carriers, we return profits to our members when the fund performs well.

Dependable Service

We're focused on long-term stability and trusted service, not short-term gain. That means fewer surprises and more support when you need it most.

Individual Support, Collective Strength

Our members benefit from the strength of the group while still receiving personalized service, from claims support to safety resources tailored to their business.

Led by Industry Professionals

Our Board of Trustees is made up of members who know the job and know what it takes to protect Louisiana's construction industry.

more Homebuilders self insurance fund

General Liability Trust

The Louisiana Home Builders Association General Liability Trust is a separate legal entity from the Louisiana Home Builders Association that provides general liability coverage specifically for home builders, controlled by a Board of Trustees who are actual builders and members rather than operating like a typical insurance company. The Trust offers coverage limits ranging from $500,000 to $2 million per occurrence, is reinsured by an "A" rated insurance company, and has paid over $10.7 million in dividend distributions to its members as of December 31, 2022.

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Join a Workers' Comp Program That Works for You

We deliver protection, partnership and a purpose-driven approach to workers' comp. Learn more about the advantages of joining a workers' comp program that works for you.

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